![]() Alerts for fraudulent activity detected.Opening of new accounts or any changes to the status of existing accounts.These include:Ĭredit Alerts – this feature allows users to see any changes to their credit report and score at TransUnion, including: On top of VantageScore, Chase Credit Journey also offers other services. This will include information such as your social security number. If you are not a current Chase Bank customer, you will need to provide information about yourself that can verify and match your identity to your credit reports. If you are already a Chase customer, simply sign in to your account online and then click on the icon for Chase Credit Journey. How does one enroll in Chase Credit Journey? VantageScore is a relatively new methodology being used for credit scoring, however, it does not diverge too far from the traditional FICO score, thereby should be a close reflection of what is primarily used by the creditors. VantageScore is the credit score used by TransUnion, one of the three main credit reporting bureaus. What Chase Credit Journey lets users monitor is their VantageScore credit score. It is important to understand that Chase Credit Journey does not show a FICO score, the score that creditors use to evaluate creditworthiness, which is also impacted the more it is used. This regular checking of your credit score through Chase Credit Journey does not have an impact on the person’s credit score. It can be checked as many times as possible by logging into the Chase Credit Journey account, however, the report will only refresh weekly. What is the Chase Credit Journey?Ĭhase Credit Journey is a service offered by Chase Bank that lets any person check their credit report for free. Below we dive deep into what benefits the service offers to businesses, how do you get access to it, whether it is truly free, what entrepreneurs may need to be careful of. Furthermore, the business doesn’t need to have an existing relationship with Chase to access this offering. The bank is offering businesses their VantageScore produced by TransUnion, all free of cost. One such offering is from JPMorgan Chase called the Chase Credit Journey. ![]() Where independent offshoots offering credit services permeated, is now slowly being overtaken by traditional banks and financial services firms. Rightfully so, funding is primarily extended at reasonable rates to those businesses or persons that have stellar credit scores. As a result of this basic business need, products and services have thrived that offer tracking personal or business credit scores and advice on how to improve them. ![]() ![]() As a result, access to capital and its prudent management is often at top of mind for most entrepreneurs. Most businesses that fail do so often because of a lack of funding. Having access to capital is a major factor contributing to the success of a business. ![]()
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